Affordable Quotes for Nissan Titan Insurance in Raleigh

Insurance rates Nissan Titan in RaleighAre you sick and tired of scraping nickels together to make your car insurance payment? You are in the same boat as most other people in North Carolina.

Sad but true, almost 70% of drivers have bought car insurance from the same company for a minimum of four years, and practically 40% of car insurance customers have never compared rates from other carriers. The average driver in North Carolina could save themselves up to 10% a year, but they don’t believe how much they could save if they replace their high priced policy.

Steps to finding discount Nissan Titan insurance in Raleigh

The recommended way to find affordable Nissan Titan insurance in Raleigh is to start comparing prices yearly from different companies in North Carolina. Rate comparisons can be done by following these guidelines.

Step 1: Get a basic knowledge of how auto insurance works and the things you can change to prevent expensive coverage. Many factors that result in higher rates such as speeding tickets, accidents and a not-so-good credit score can be improved by improving your driving habits or financial responsibility.

Step 2: Request rate estimates from exclusive agents, independent agents, and direct providers. Direct and exclusive agents can give quotes from a single company like Progressive or State Farm, while independent agencies can provide rate quotes from many different companies.

Step 3: Compare the quotes to your current policy premium and determine if there is any savings. If you find a lower rate and switch companies, make sure coverage is continuous and does not lapse.

Step 4: Notify your agent or company to cancel your current auto insurance policy and submit payment along with a signed and completed policy application for your new policy. Immediately upon receiving it, safely store the proof of insurance paperwork above your visor, in the console, or in the glove compartment.

One tip to remember is to use similar coverage information on every quote request and and to get price quotes from as many car insurance companies as possible. This helps ensure an accurate price comparison and many rates to choose from.

With people having so many insurance providers from which to choose, it’s nearly impossible to pick the cheapest insurance company.

Compare Raleigh Nissan Titan insurance rate quotes

The following companies can provide free rate quotes in Raleigh, NC. If multiple companies are listed, we suggest you compare several of them to get a more complete price comparison.

Raleigh car insurance discounts

Some insurers do not advertise all available discounts very clearly, so the list below gives a summary of some of the best known as well as some of the hidden car insurance savings.Discount car insurance

Drivers should understand that most credits do not apply to all coverage premiums. Most only apply to individual premiums such as physical damage coverage or medical payments. Even though it may seem like having all the discounts means you get insurance for free, it’s just not the way it works.

The chart below compares Nissan Titan auto insurance rates with and without discounts. The premiums are based on a female driver, no driving violations, no at-fault accidents, North Carolina state minimum liability limits, comprehensive and collision coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, claim-free, safe-driver, multi-car, multi-policy, and marriage discounts applied.

The best car insurance companies and their possible discounts can be read below.

If you need lower rates, check with every prospective company which credits you are entitled to. A few discounts may not be offered in every state. To see providers that can offer you the previously mentioned discounts in Raleigh, follow this link.

Premium rates and analysis

The premium table shown next covers estimates of coverage prices for Nissan Titan models. Learning more about how insurance policy rates are determined is important for making smart choices when selecting a coverage provider.

Nissan Titan Insurance Rates in Raleigh, NC
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Titan XE King Cab 4WD $156 $262 $250 $14 $74 $756 $63
Titan XE King Cab 2WD $176 $262 $312 $18 $94 $862 $72
Titan XE Crew Cab 4WD $176 $262 $250 $14 $74 $776 $65
Titan SE King Cab 4WD $176 $262 $250 $14 $74 $776 $65
Titan XE Crew Cab 2WD $176 $262 $312 $18 $94 $862 $72
Titan SE King Cab 2WD $176 $262 $312 $18 $94 $862 $72
Titan SE Crew Cab 4WD $176 $308 $250 $14 $74 $822 $69
Titan Pro-4X King Cab 4WD $176 $308 $250 $14 $74 $822 $69
Titan SE Crew Cab 2WD $176 $308 $312 $18 $94 $908 $76
Titan Pro-4X Crew Cab 4WD $176 $308 $250 $14 $74 $822 $69
Titan LE Crew Cab 4WD $176 $308 $250 $14 $74 $822 $69
Titan LE Crew Cab 2WD $196 $308 $312 $18 $94 $928 $77
Get Your Own Custom Quote Go

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and North Carolina minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, safe-driver, and multi-vehicle. Price estimates do not factor in vehicle garaging location which can affect coverage rates substantially.

Illustration showing the impact of accidents and violations

The information below illustrates how speeding tickets and at-fault collisions can increase Nissan Titan insurance costs for different ages of insureds. The data is based on a married female driver, comprehensive and collision coverage, $100 deductibles, and no discounts are applied to the premium.

Insurance premiums for males and females

The diagram below shows the difference between Nissan Titan auto insurance rates for male and female drivers. The information is based on no claims, a clean driving record, comprehensive and collision coverage, $100 deductibles, drivers are not married, and no other discounts are factored in.

Raleigh car insurance companies

Ending up with the highest-rated insurance provider can be rather challenging considering how many companies sell coverage in Raleigh. The information listed below may help you decide which coverage providers you want to consider shopping your coverage with.

Top 10 Raleigh Car Insurance Companies Overall

  1. Travelers
  2. USAA
  3. Mercury Insurance
  4. AAA Insurance
  5. Nationwide
  6. Allstate
  7. State Farm
  8. The Hartford
  9. Safeco Insurance
  10. Progressive

Top 10 Raleigh Car Insurance Companies Ranked by Value

  1. Mercury Insurance
  2. Travelers
  3. American Family
  4. AAA Insurance
  5. Safeco Insurance
  6. Progressive
  7. The Hartford
  8. The General
  9. 21st Century
  10. Esurance

Why You Might Pay Increased Rates in Raleigh

Lots of things are part of the calculation when pricing auto insurance. Some are obvious such as traffic violations, but other criteria are more obscure such as whether you are married and annual miles driven.